The Best Home Warranty Providers of 2025: Find the Right Home Coverage
Home warranties provide homeowners with financial protection against unexpected repairs for major home systems and appliances. Choosing the right one can be overwhelming with the many available providers.
This article highlights the top home warranty providers in 2025, categorizes them based on their strengths, outlines their pros and cons, and offers actionable tips to help you make the best choice.
Feb 28, 2025
American Home Shield (AHS)
American Home Shield is one of the most well-known home warranty providers, offering broad coverage and an extensive contractor network.
-
Covers a wide range of systems and appliances
-
Offers coverage for rook leaks (on select plans)
-
Established provider with a strong reputation
-
Premiums can be higher than competitors
-
Some customers report delays in service requests
Tip: If you need coverage for HVAC systems or want protection against roof leaks, AHS is a strong option.
Liberty Home Guard
Liberty Home Guard consistently receives high ratings for its customer service and customizable plans.
-
Highly rated customer service
-
Wide range of optional add-ons
-
Free initial consultation
-
Quick response times for claims
-
Some coverage limitations on older systems
-
Higher call fees
Tip: If you want a provider that prioritizes customer experience and offers flexible add-ons, Liberty Home Guard might be best for you.
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty stands out for its extensive coverage, including items many competitors exclude.
-
Covers unique items like plumbing components.
-
Strong service guarantee
-
Well-suited for home buyers and sellers
-
Limited plan options compared to other providers
-
Pricing can be higher for comprehensive plans
Tip: 2-10 Home Buyers Warranty is worth considering if you need extra protection for plumbing and appliances.
AFC Home Warranty
Known for its budget-friendly plans, AFC Home Warranty lets you choose your own contractor.
-
Affordable monthly premiums
-
Freedom to select your own service technician
-
Hybrid plans that cover both appliances and systems
-
Limited availability in some states
-
Some claim processing delays
Tip: If you prioritize keeping costs low while still having flexible repair options, AFC Home Warranty could be the right fit.
First American Home Warranty
First American Home Warranty caters to homeowners with premium appliances and high coverage limits.
-
Ideal for high-end homes and appliances
-
Competitive coverage caps
-
Reliable service reputation
-
Limited add-on options
-
Some plans may exclude older appliances
Tip: If you have expensive appliances and want to ensure good coverage limits, First American Home Warranty is a good choice.
Important Considerations Before Choosing a Home Warranty
Selecting the right home warranty requires careful research and a thorough understanding of what each provider offers. Plans are distinct from each other, so it's crucial to assess your specific needs and read the fine print to avoid potential pitfalls.
Read the fine print
Home warranty contracts contain exclusions and limitations. Review them carefully to avoid surprises when filing a claim.
Compare quotes from multiple providers
Each provider has different pricing structures and coverage options. Getting multiple quotes helps you find the best value for your needs.
Check customer reviews and ratings
Look at real customer experiences to see how each provider handles claims, service requests, and overall satisfaction.
Assess your home's needs
Consider the age and condition of your home's systems and appliances to determine which coverage plan makes the most sense for you.
Protect Your Home With the Right Warranty
A home warranty can provide valuable peace of mind, but it is essential to choose the right provider. Compare coverage options, read reviews, and get multiple quotes to find the best fit for your needs. Take action today by visiting the provider's websites and requesting a quote to ensure the protection of your home from unexpected repair costs.
